After the insurance claim — or instead of the rebuild.
After a fire, most owners face the same decision: spend a year rebuilding with a contractor and an adjuster, or take the insurance settlement and sell the house as it stands.
We buy fire-damaged houses in DeSoto, TX in any condition — smoke damage in one room or a structure that's open to the sky. You don't demo, you don't board up, and you don't wait for permits.
Mike Jackson will call or text you shortly, usually within the hour during the day. If it's urgent, call (972) 954-6120 now.
Your insurance claim and the sale of the house are separate. Most owners settle the claim (or at least the structure portion) and then sell the property as-is, keeping the settlement. In some cases a buyer can take an assignment of the claim — that's a conversation for your adjuster and an attorney, and we're happy to have it.
If you have a mortgage, the lender is usually named on the insurance check and will want the loan paid or the house repaired. Selling and paying the loan off at closing satisfies that.
A badly burned structure in Dallas or the surrounding cities will draw a code case, and a structure deemed unsafe can end up with a repair-or-demolish order and a deadline. The longer it sits, the more likely the city forces the issue on its schedule rather than yours. Selling to someone who will actually do the work resolves the case.
We'll make a written offer based on the lot, the location, and what's salvageable. If the structure needs to come down, that's on us. We close through a title company in as little as two weeks, and any lien or open citation is paid from proceeds.
DeSoto is mostly 1970s through 2000s houses on generous lots — bigger homes than the rest of the southern county, with the foundation and roof issues that come with North Texas clay soil at 30 to 50 years old. It's a stable, owner-occupied city, and the houses that come to us are usually estates, divorces, or owners who'd rather not put $40,000 into a house before selling it.
Areas we buy in: Windmill Hill, Frost Farms, Meadow Creek, Ten Mile Creek area, Old DeSoto near Hampton Road.
ZIP codes: 75115.
Call, text, or use the form. Five minutes of questions — no sales pitch.
We look at the property once and put a real number in writing, usually within 48 hours. We show you how we got there.
A licensed Texas title company handles everything. Close in as little as 7 days, or later if you need time. Cash wired to you.
None of this is required to get started — it just makes the offer faster.
Usually after the structure portion settles, so you keep the settlement and sell the property separately. But talk to your adjuster — and if the claim is dragging, we can still buy now.
Yes. The lot has value, and we handle demolition and permits.
We've bought properties with active orders. Once we take title and pull permits, the city typically works with the new owner on the timeline.
No. Leave everything.
I'm Mike Jackson. I'm a real estate investor based in Dallas, TX, and I buy houses across Dallas County, Texas — including DeSoto, TX. I'm not an agent and I'm not a national call center. When you call the number on this page, you're calling me.
I started doing this because I kept watching families lose money on houses they didn't want, to a process that wasn't built for them. A cash sale isn't right for everyone, and I'll tell you if it isn't right for you. When it is, I'll make it the easiest part of a hard situation.
Call or text Mike Jackson directly. No obligation.
(972) 954-6120